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FICO Credit Scores

Web Site: http://www.myfico.com

FICO Scores are credit scores produced from software developed by Fair Isaac and Company. There are other credit bureau scores, although FICO scores are by far the most commonly used. Other credit bureau scores may evaluate your credit report differently than FICO scores, and in some cases a higher score may mean more risk, not less risk as with FICO scores.

MyFICO is the consumer division of Fair Isaac. Fair Issac is the company that invented the FICO credit risk score that lenders use. Starting in the 1960's, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumer's access to credit. Today Fair Isaac's FICO score is widely recognized as the industry standard for lenders.

Fair Isaac is publicly traded on the New York Stock Exchange under its symbol FIC.

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